Pakistan’s Algorithm for Inclusive Development
By Tariq Malik | Senior Advisor, Digital ID & Digital Public Infrastructure Governance
The road ahead requires continuous collaboration, investment and a steadfast commitment to leveraging AI for the nation's collective prosperity.
Artificial Intelligence (AI) is rapidly transforming global economies, and Pakistan stands at the cusp of leveraging this technology to foster inclusive development. By integrating AI into various sectors, Pakistan aims to address socio-economic challenges, promote sustainable growth and bridge existing disparities.
The United Nations has recognized the potential of AI to drive inclusive development, particularly through initiatives led by the UNDP and the United Nations Department of Economic and Social Affairs (UNDESA). The U.N. Secretary-General António Guterres has emphasized AI's role in achieving the SDGs, calling for ethical AI governance that benefits all. This is particularly relevant for Pakistan, which faces severe climate injustice. Recall the 2022 floods, described as the worst in the country’s history that affected over 33 million people and caused damages exceeding US$30 billion. AI-driven disaster management tools—such as predictive analytics, satellite monitoring and early warning systems—can play a critical role in mitigating future climate-related disasters, helping Pakistan build resilience and better allocate resources in disaster-prone areas.
Ethical AI Governance: A Crucial Consideration
As AI continues to advance at an exponential rate, it serves both as a potential disruptor and a critical enabler of sustainable development. While technological advancements are no longer a bottleneck, the biggest concerns remain human-centric— ensuring its ethical use, governance, and alignment with human values. Ethical AI is an all-encompassing issue, influencing decision-making, governance structures, technological capacity-building and inclusiveness. Pakistan’s strategic roadmap for AI must clearly define its scope to address these concerns and incorporate guiding principles for the entire AI lifecycle.
The digital divide presents another challenge, leading to disparities in AI adoption across countries. I remember working as Chief Technical Advisor at UNDP headquarters in New York, in 2021 when Covid-19 pandemic was at its peak. From the over 200 digital responses to COVID-19 that UNDP supported globally, fewer than 20 were AI-enabled—six involving AI/machine learning and 11 using chatbots—largely due to gaps in digital connectivity and capacity in developing nations.
In terms of connectivity challenges, Pakistan has a digital divide as well. To bridge this gap, Pakistan must collaborate with international development partners such as the UN agencies and the International Telecommunication Union (ITU). Engaging with the UN’s High-Level Panel for Digital Cooperation’s recommendations on digital capacity development including, conducting mapping exercises, establishing multi-stakeholder networks and creating joint facilities. Such combined efforts can enable Pakistan to strengthen its AI ecosystem.
Pakistan can also actively participate in global initiatives like ‘The Partnership on AI to Benefit People and Society’, which brings together non-profit organizations, industries and academic institutions to establish best practices for the ethical use of AI. Such international cooperation will help Pakistan build an AI ecosystem that is equitable, transparent and aligned with global ethical standards.
AI-based Innovation for Senior Citizens at NADRA
An outstanding example of AI-driven service delivery in Pakistan is the National Database and Registration Authority’s (NADRA) AI-based eKYC solution for senior citizens. When I assumed the office as Chairman NADRA in June 2021, I realized that many older individuals, especially farmers, and women working in the fields, all faced difficulties with biometric verification due to their fingerprints being submerged or unreadable by Automated Fingerprint Identification Systems (AFIS). NADRA’s stellar engineers developed an AI-based solution that asks random questions based on your family tree stored in the database that only person whose identity is being authenticated knows the correct answers to. This innovative AI-powered system facilitates Know Your Customer (KYC) procedures, ensuring that elderly citizens can access essential services seamlessly.
By leveraging AI, NADRA has reformed service delivery1, enabling elderly individuals to receive pensions, conduct banking transactions and apply for eligible services without facing biometric verification issues. This initiative marks the first instance of a public service organization in Pakistan utilizing AI to enhance accessibility and inclusivity.
National AI Policy: A Strategic Framework
In May 2023, Pakistan's Ministry of Information Technology and Telecommunication introduced the Draft National AI Policy2, marking a significant step towards a knowledge-based economy. This policy aims to create a conducive ecosystem for the responsible adoption of AI, focusing on transparency, accountability and inclusivity. It emphasizes the importance of data privacy, security, and fairness in AI systems ensure that AI benefits all segments of society.
Economic Transformation through AI
The "Uraan Pakistan" initiative3, launched in 2024, exemplifies the country's commitment to economic revival through technology. This economic transformation plan targets a sustainable, export-led GDP growth of 6 percent by 2028, with AI playing a pivotal role. By prioritizing sectors such as agriculture, energy, textiles, pharmaceuticals, and IT, Pakistan aims to enhance export competitiveness and optimize public finances.
Educational Initiatives: Building AI Competence
Recognizing the need for a skilled workforce, Pakistan has launched several educational programs to promote AI literacy. The Presidential Initiative for Artificial Intelligence and Computing (PIAIC) offers training in AI, blockchain, Internet of Things and cloud-native computing. With an initial target to enroll 100,000 students annually, PIAIC provides both on-site and distance learning opportunities, ensuring accessibility across the nation. There is a need that these programs must continue beyond electoral cycles.
Additionally, UNESCO's recent Masterclass series4 in Pakistan addresses pressing issues by fostering information sharing and knowledge transfer. The inaugural episode, ‘Harnessing the Era of Artificial Intelligence for a Sustainable Future,’ engaged over 200 participants from academia, emphasizing Pakistan's vision to leverage AI for socio-economic growth. This shows a strong interest of Pakistani tech enthusiasts to learning new frontiers of ethical use of AI.
Challenges and the Road Ahead
While the prospects of AI in promoting inclusive development are promising, Pakistan faces several challenges. Bridging the digital divide is paramount to ensure that AI benefits are equitably distributed. This requires investments in digital infrastructure, especially in rural and underserved areas to provide reliable internet access and digital literacy programs.
Ethical considerations also play a crucial role in AI adoption. Ensuring data privacy, preventing biases in AI algorithms and establishing regulatory frameworks are essential steps to build public trust in AI systems. Though the government has emphasized Pakistan's commitment to ethical AI development, advocating for global collaboration on responsible AI governance to benefit all societal segments is critical.5 Intentions, goals and objective should match actions. The recent internet disruptions, arbitrary shutdowns, and restrictions on social media platforms risk discouraging AI adoption and international investment in Pakistan's IT sector. Such actions create uncertainty for businesses and hinder the development of a robust digital economy, making it imperative for policymakers to ensure an open and stable digital environment.
Conclusion
Pakistan's journey towards integrating AI for inclusive development is marked by strategic policies, educational initiatives, and a focus on ethical considerations. By harnessing AI's potential, Pakistan aims to address socio-economic challenges, promote sustainable growth, and ensure that technological advancements uplift all segments of society. The road ahead requires continuous collaboration, investment, and a steadfast commitment to leveraging AI for the nation's collective prosperity.
1. GNN, ‘NADRA Introduces AI-Based Fingerprints Solution for Elderly’, GNN, 2024, [online] Available at: https://gnnhd.tv/news/18140/nadra-introduces-ai-based-fingerprints-solution-for-elderly
2. International Bar Association, ‘Pakistan Draft National AI Policy: Fostering Responsible Adoption’, International Bar Association, 2024, [online] Available at: https://www.ibanet.org/Pakistan-draft-national-ai-policy-fostering-responsible-adoption?utm_source=chatgpt.com
3. World Economic Forum, ‘Pakistan’s Economic Revival: Sustainable and Inclusive Growth’, World Economic Forum, 2025, [online] Available at: https://www.weforum.org/stories/2025/01/pakistan-economic-revival-sustainable-and-inclusive-growth/?utm_source=chatgpt.com
4. UNESCO, ‘UNESCO Engaged Higher Education Institutions Across Pakistan to Discuss Artificial Intelligence’, UNESCO, 2024, [online] Available at: https://www.unesco.org/en/articles/unesco-engaged-higher-education-institutions-across-pakistan-discuss-artificial-intelligence?utm_source=chatgpt.com
5. Digital Pakistan, ‘Pakistan Commits to Ethical, Inclusive AI Development’, Digital Pakistan, 2024, [online] Available at: https://digitalpakistan.pk/pakistan-commits-to-ethical-inclusive-ai-development/?utm_source=chatgpt.com