The 2026 Pre-Budget Survey, jointly conducted by KPMG Ghana and the United Nations Development Programme (UNDP), captures the perspectives of over 200 businesses across Ghana’s agriculture, industry, and services sectors. The findings reveal cautious optimism—acknowledging economic stability gains while calling for policies that translate this progress into tangible business growth and job creation.

Businesses commended the government’s macroeconomic stability efforts, including inflation control, exchange rate management, and the repeal of the e-levy. However, many respondents highlighted ongoing challenges such as limited access to affordable finance, high borrowing costs, and unreliable energy supply.

Top priorities for the 2026 Budget include:
    •    Expanding access to affordable and long-term finance, particularly for MSMEs, through grants, credit guarantees, and concessional lending.
    •    Ensuring reliable and affordable energy to support production and competitiveness.
    •    Simplifying and rationalising the tax system to promote compliance and reduce administrative burdens.
    •    Investing in skills development and SME growth, with targeted support for youth and women entrepreneurs.
    •    Accelerating climate-smart industrialisation under the 24H+ programme and introducing green tax incentives to attract sustainable investments.

The report underscores the need for a transition from stabilisation to impact—turning macroeconomic gains into inclusive, private-sector-driven growth.