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Key issues
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Key findings |
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- Lack of available credit
- To SMEs
- To micro-enterprises
- Depth of capital markets is minimal
- Lack of a variety of financial tools
- Interest bearing savings
- Hedging mechanisms
- Liquidity issues
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- Weak credit market – no private credit registry
- Informal sector poorly served
- Small to medium sized formal sector poorly served
- Large sized formal sector bypasses the system utilizing
international intermediaries – enabling capital
flight
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- Minimal access to basic business training (e.g.,
accounting, organization, management)
- Minimal access to appropriate technology
- Lack of skills for Effective Marketing
- Lack of long and short term planning and strategy
skills
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- Lack of on-the-job training
- Barriers to job entry high
- Few training institutes
- Barriers to importing up to date technology
- University curriculums not meeting private sector
needs
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- Policy environment contains many barriers
- Regulatory and legal requirements are heavy
- Tax policy not transparent
- Lack of strong institutions to enforce contracts
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- Lack of transparency for key things like starting
a business
- Lack of transparency on corporate or private sector
tax policy
- Lack of advocates for private sector in the system
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