Textiles

• 85% of small firms (10-50 employees); few large firms, rest micro (< 10 employees)
  
• Mostly informal sector
  
• Regional concentration in silk
  
• Generally sub-scale relative to industry in comparable country

• Europe
  
• Africa
  
• US
  Canada

• End of Multi-Fiber Agreement Quotas in 2005 impacted competitiveness of industry

Agriculture

• Dominated by informal sector – 60% of population in small rural farms
  
• Seasonal employment with significant out-migration
  
• Very little value-added activity
  

• Asia
  
• South East Asia
  
• Europe
  
• US
  

• End of certain trade subsidies may impact industry positively

Banking

• Weak credit market
  
• Equity market developing
  
• Annual remittances high, equivalent to approximately 10% of GDP
  

• Predominantly local
  

• No public credit registry
  
• Recent changes in regulation and initiatives has introduced more risk in market

Small and medium enterprises

• Few SMEs in number
  
• Mostly informal sector
  
• Access to credit and lending constrains growth in SMEs
  

• Entirely local
  

• Knowledge transfer important
  
• Capacity building needed
  
• Potential to leverage ICT