Payments Banks: Support Policy Framework for Enhancing Viability and Inclusion

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Payments Banks: Support Policy Framework for Enhancing Viability and Inclusion

January 11, 2015

The paper reviews the payment guidelines issued by the Reserve Bank of India, global experiences for non-banks in payments and the lessons therefrom. It also outlines the recent developments in financial inclusion driven by the government of India and their possible impact on potential payment banks. The final section explores some ideas that could further improve the enabling environment towards achieving financial inclusion.

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